--- title: First Home Buyer Incentives in Queensland description: Learn about the grants & concessions for first home buyers in QLD and opportunities at Sage, Flourish, and Greville to help you get into your home sooner. image: https://blog.cedarwoods.com.au/hubfs/Projects/SAGE_Sage/Imagery/250617_Sage%20First%20Home%20Buyers%20Banner.png --- # First Home Buyer Incentives in Queensland Written by [Cedar Woods ](https://blog.cedarwoods.com.au/brisbane-and-qld/author/cedar-woods) May 30, 2025 7:00:00 AM Share post ![Financing your first home](https://blog.cedarwoods.com.au/hs-fs/hubfs/Images/CW_Corporate-Resource-Hub/CW_Corporate-CTAs/FHB%20Finance/CWP_Fisrt%20Home%20Buyer%20Finance%20eBook_CTA-website%5B9%5D.jpg?width=345&name=CWP_Fisrt%20Home%20Buyer%20Finance%20eBook_CTA-website%5B9%5D.jpg) ## Financing your first home We understand that financing your first property might be confusing, which is why we’ve put together the ultimate guide to help! Summarising the government support available across Australia, this guide will break down everything you need to know about financing your first home. [![Get the guide](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/7794817/c263c0f1-7ef0-4a79-badd-ccb65e90464d.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/7794817/c263c0f1-7ef0-4a79-badd-ccb65e90464d) ![Featured photo of First Home Buyer Incentives in Queensland](https://blog.cedarwoods.com.au/hs-fs/hubfs/Projects/SAGE_Sage/Imagery/250617_Sage%20First%20Home%20Buyers%20Banner.png?width=345&name=250617_Sage%20First%20Home%20Buyers%20Banner.png) ##### Buying your first home in Queensland is an exciting milestone, and with the right grants and incentives, it’s now easier than ever to take that first step onto the property ladder.With up to $39,525 in benefits available for first home buyers (FHBs), now is the perfect time to explore your options.   In addition to federal schemes, Queensland offers several state-based incentives that can reduce taxes and assist with building your deposit. Let’s explore the grants and incentives available to Queensland FHBs, including options at Sage in Burpengary, Flourish in South Maclean, and Greville in Wooloowin.   ###### First Home Owners’ Grant The First Home Owners’ Grant (FHOG) provides up to $30,000 towards buying or building a new home in Queensland on contracts signed before 30 June 2026. The home must be valued under $750,000, and it needs to be your primary residence. This grant can be used as part of your deposit, potentially helping you fast-track your purchase.  For FHBs looking for options under this grant, Sage and Flourish offers a range of house and land packages that fall within the grant’s eligibility criteria.  For more information about the First Home Owners’ Grant, visit: [First home owner grant - Queensland Revenue Office](https://qro.qld.gov.au/property-concessions-grants/first-home-grant/)  ###### First Home (New Home) Concession or First Home Vacant Land Concession The First Home Concession, also known as the First Home (New Home) Concession, applies to first home buyers purchasing a brand new home. There is no value cap on the home and you could save up to $30,450 in transfer (stamp) duty. This concession is particularly beneficial for buyers considering an off the plan purchase at Greville.   If you're buying vacant land to build your first home, through a House and Land Package the First Home Vacant Land Concession may also apply, offering savings of up to $10,675 on land valued up to $500,000.  For further details on concessions available, visit: [Concessions for homes - Queensland Revenue Office](https://qro.qld.gov.au/duties/transfer-duty/concessions/homes/)  ###### First Home Guarantee With the First Home Guarantee (FHBG), eligible buyers can secure a home loan with as little as 5% deposit without having to pay costly Lenders Mortgage Insurance (LMI). Instead, part of your home loan is guaranteed by the National Housing Finance and Investment Corporation (NHFIC), on behalf of the Federal Government.  This scheme is ideal for first home buyers with a deposit between 5% and 20%, allowing them to purchase a home sooner and avoid the extra cost of LMI. Whether you're considering an apartment at Vera, or a house and land package at Sage or Flourish, this guarantee makes homeownership more accessible.  For more details on eligibility for the First Home Guarantee, visit: [First Home Guarantee](https://www.nhfic.gov.au/). ###### First Home Super Saver Scheme The First Home Super Saver Scheme (FHSSS) allows first home buyers to build their deposit by making voluntary additional contributions to their superannuation. You can contribute up to $15,000 per year or $50,000 in total, and the tax rate on the first $25,000 put into your super each year is only 15%, significantly lower than most income tax rates.  This scheme offers an excellent opportunity for buyers to grow their deposit faster, especially for those with a longer timeline to save. When you’re ready to take the next step, Flourish at South Maclean and Sage at Burpengary offers a range of house and land packages that could be perfect for FHBs looking to build their new home, or explore off the plan opportunities at Vera Apartments.   For more information, visit: [First Home Super Saver Scheme](https://www.ato.gov.au/).  ###### Ready to Take the Next Step?  If you're a first home buyer looking for your dream home, our communities at Sage, Flourish, and Greville offer a range of options that are eligible for the grants and incentives outlined above, as well as for a variety of lifestyle wants and needs.  ##### Start your journey to homeownership today with Cedar Woods and [contact us](mailto:brisbane@cedarwoods.com.au) for more information.  Share post ![cw_module_research_mode_v2](https://blog.cedarwoods.com.au/hs-fs/hubfs/Cedar%20Woods%20Theme/images/cw_module_research_mode_v2.jpg?width=1176&height=1016&name=cw_module_research_mode_v2.jpg) ## Sign up to get the latest news, stories and updates from Cedar Woods. ## Looking for more? See related articles... [![Discover the Queensland First Home Owner Grant details and tips for first-home buyers before the June 2026 deadline to maximise your benefits.](https://blog.cedarwoods.com.au/hs-fs/hubfs/QLD%20FHOG%20(1).png?width=345&name=QLD%20FHOG%20(1).png) ](https://blog.cedarwoods.com.au/brisbane-and-qld/queensland-first-home-owner-grant-continued-30000-grant) ## Queensland First Home Owner Grant: what first-home buyers need to know about the continued $30,000 grant Buying your first home is a big step. [ Read more ](https://blog.cedarwoods.com.au/brisbane-and-qld/queensland-first-home-owner-grant-continued-30000-grant) [![](https://blog.cedarwoods.com.au/hs-fs/hubfs/Projects/SAGE_Sage/Imagery/250617_Sage%20First%20Home%20Buyers%20Banner.png?width=345&name=250617_Sage%20First%20Home%20Buyers%20Banner.png) ](https://blog.cedarwoods.com.au/brisbane-and-qld/a-new-opportunity-for-first-home-buyers-the-5-deposit-scheme-explained) ## A New Opportunity for First Home Buyers: The 5% Deposit Scheme Explained A new chapter begins for first home buyers across Australia. The Australian Government’s expanded 5% Deposit Scheme aims to make home ownership more accessible, helping more Australians enter the property market sooner. For those considering building their first home in a thoughtfully planned Cedar... [ Read more ](https://blog.cedarwoods.com.au/brisbane-and-qld/a-new-opportunity-for-first-home-buyers-the-5-deposit-scheme-explained) [![first home buyers finance queensland](https://blog.cedarwoods.com.au/hs-fs/hubfs/Projects/SMAC_Flourish/HexFlix-Flourish-PurchaserEvent-2024-05676.jpg?width=345&name=HexFlix-Flourish-PurchaserEvent-2024-05676.jpg) ](https://blog.cedarwoods.com.au/brisbane-and-qld/taking-the-first-steps-to-homeownership-in-queensland) ## Taking the First Steps to Homeownership in Queensland Buying or building your first home is an exciting milestone, but it can feel like a big task with so much to consider. The Cedar Woods team is here to make the journey smoother and provide the guidance you need to get started. [ Read more ](https://blog.cedarwoods.com.au/brisbane-and-qld/taking-the-first-steps-to-homeownership-in-queensland) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Cedar Woods", "url" : "https://blog.cedarwoods.com.au/brisbane-and-qld/author/cedar-woods" }, "dateModified" : "2025-06-17T01:39:25.029Z", "datePublished" : "2025-05-29T23:00:00.000Z", "headline" : "First Home Buyer Incentives in Queensland", "image" : [ "https://blog.cedarwoods.com.au/hubfs/Projects/SAGE_Sage/Imagery/250617_Sage%20First%20Home%20Buyers%20Banner.png" ], "mainEntityOfPage" : { "@id" : "https://blog.cedarwoods.com.au/brisbane-and-qld/first-home-buyer-incentives-in-queensland", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.cedarwoods.com.au/hubfs/Admin/Logo/cedar-woods-logo.svg" }, "name" : "Cedar Woods Properties Limited" } } ```